What to do when you have a car accident with an uninsured motorist

时间：上星期
地点：回家路上，101 South bound
事件：被人追尾，询问之下，竟无保险，苦苦哀求不要报警，许诺一定赔偿所有损失（后保险杠破裂，价值$1000）。心软，未报警，记下电话和驾照号码，约好明天到body shop做估价。第二日，此君竟晚到一个小时（还好没有不来）。今日修车时，约好8点，此君7：30便到，而后给我电话，说5分钟不到便走人。态度如同他是受害者。

类似我所知的case:
Case 1) Never got the medical compensation
Case 2) Has to file the lawsuit to get the money.

建议：
1) Make sure that your insurance covers uninsured motorist accident
2) 凡被无保险者撞倒，立马报警。千万不要心软。 不然，讨债太难了。With the police report, it is very easy to deal with the insurance company. No hassle at all.